NBT Bank, National Association
52 South Broad Street, Norwich, NY 13815
NBT Bank is a commercial bank with a national (federal) charter. It is a Fed member and is supervised by the Office of the Comptroller of the Currency (OCC).
NBT Bank began operations on 3/3/1856. NBT Bank recently reported it had 114 branch offices.
Web address listed with FDIC: http://www.nbtbank.com